Physical Health

Summary

The first point of 5-Point Wellness is Physical Health. The 5-Point Wellness plan starts with developing your best Physical body based on your age, gender, ethnicity, race, height and weight. Physical Health is, “the core physical and chemical science that drives the positive change, composition, structure, and properties of the physical self. Excellent Physical health is imperative to ensure that we are fully energized to master each day. Five Point Wellness’s contribution to your physical wellbeing is offering the highest quality health and wellness products in order to optimize your health.

Full Detail

The first point of 5-Point Wellness is Physical Health. The 5-Point Wellness plan starts with developing your best physical body based on your age, gender, ethnicity, race, height and weight. Physical health is an essential part of the wellbeing of an individual, which includes good nutrition, exercise, sleep, hydration, minimization of oxidation, appropriate supplementation and medication leading to optimum homeostasis at the cellular level. Homeostasis is the body’s ability to pursue and maintain a condition of good balance within as the aging process occurs.

We define Physical Health as, “the core physical and chemical science that drives the positive change, composition, structure, and properties of the physical self in direct relationship to psychological/mental, social, financial, and spiritual/emotional well-being of an individual”.

The relationship between each of the 5-Points is the main topic in our philosophy of the 5-Point Wellness Program. An excellent analogy to relate physical health to is the core of the earth. The core is important, without it, everything else would be out of balance and life as we know it wouldn't exist. Much similar to the core of the earth, physical health is what centers and binds the 4-other points in the 5-Point Wellness Plan.

Physical health is important in order to conquer each day with with the required energy and demands put on us. Only then, can we really effectively apply the 4-other components of the 5-Point Wellness plan. The other 4-Points of the 5-Point Wellness Plan include: Psychological/mental health, Social health, financial health, and emotional/spiritual health.

Two out of three Americans are overweight and/or out of balance. One third of Americans are obese and another third of Americans are sedentary. More than half the adult population never engages in physical activity that lasts longer than 10 minutes a day.

The solution lies in the proper application of all 5-Points starting with optimizing physical health. The aging process is a constant factor of change in our health and well-being. As we grow up, most of us can eat pretty much what we want until we are done growing. It’s interesting how our habits mold us as individuals. As time passes by and the pendulum starts to swing the opposite direction we grapple with muscle loss, metabolism change, life and environment changes. We have to make the choice of either having to find a direction that works positively for our health and wellness or be a victim of obesity, sickness and decreased of self-worth.

It is so important to 5-Point Wellness to have made it our mission, journey and dream to help others change. While the aging process is a key variable it is not the factor that needs to be focused on. We need to accept that we all age and it is our mindset on how we deal with the change.

The 5-Point Wellness Program will bring you change by applying a strategic, logical, and scientific plan that is translatable to life application as you go through your journey. We feel we will provide you with the keys you need to ensure you have a balanced approach. We see a need to create a better world and have the experience, knowledge, and confidence to help you in making the change the world needs.

5-Point Wellness has developed what we call the, “Perpetual Personal Improvement Cycle“, (PPIC). This process is as follows:

• Enjoy life as you consistently repeat the below process.
• Take inventory of yourself as you are.
• Document your baseline inventory measurements.
• Document the definitive problem areas that you need to improve.
• Formulate and document a robust hypothesis and plan.
• Test the hypothesis through experimentation of your plan.
• Assess, analyze, and document the results.
• Interpret the data and draw conclusions.
• Document your findings/improvements
• Compare your findings/improvements to your baseline measurements.
• Identify areas of needed additional testing and improvement.
• Revise your goals as you continue to progress.
• Pray and/or Meditate to help determine if the goals are accurately aligned to help you achieve your goals physically.
• Reward yourself for your achievements
• Repeat the steps above

As you apply these steps it will become clear to you as your body becomes stronger, more flexible, mobile and you have the endurance to be able to take on anything. This is a lifelong journey, one that doesn’t happen overnight. Let’s work it together!

One of our favorite movie quotes of all time comes from the movie Jerry McGuire, “Help me help you”! Help 5-Point Wellness help you.

Get started improving your physical body by going to the home page and selecting the right products for you.

Psychological/Mental Health

Summary

Psychological/Mental Wellness The second point of 5-Point Wellness is Psychological/Mental Health. Psychological/Mental wellness is a state of mental toughness in which an individual is proficient in tapping into his/her cognitive skills. To tap into something is to understand and express individual’s beliefs, attitudes, mindset, and rationale’. Excellent Psychological/Mental toughness is imperative to ensure that we confidently master each day intellectually and logically. Five Point Wellness’s contribution to your psychological/mental wellbeing is offering the highest quality health and wellness products to optimize your mental toughness.

Full Detail

There are many ways to define Psychological/Mental wellness. Some people define it as simply as “a state of emotional and psychological well-being in which an individual is able to use his or her cognitive and emotional capabilities to adequately function in society and meet the ordinary demands of everyday life”. The Five Point Wellness approach to Psychological/Mental toughness is the neurological self-programing of ethical principles that are encoded in one’s mind in order to think critically, problem solve efficiently, and continuously strive to be the best person they can be. Neurological self-programming starts with the, “Know Thy Self Concept”, also known as the eudemonic psychological optimization approach. Eudemonic psychological optimization focuses on the meaning of self-realization. Eudemonic Self-realization defines well-being in terms of the degree to which a person is fully functioning nuero-psychologically. There are key categories that comprises how one becomes optimized neuro-psychologically which include:

• Nourishing the brain with the appropriate levels of nutrients that provides the optimized level of fuel for peak neuro-psychologically functioning.
• Regular and vigorous exercise that helps improve blood flow to the brain. (See physical health).
• Regular and appropriate hours of sleep.
• Regular and appropriate intimacy.
• Semiannual lab testing of hormone levels to ensure they are always in balance and when decreased appropriately treated.
• Psychologically self-confidence.
• Positive relationships.
• Be an independent thinker free from negative or untrue external control or influence. Immune to negative group think.
• Persistently staying focused on master one’s challenges.
• Diligently pursuing your purpose in life.
• Appropriate medication and/or treatment, as indicated by your medical provider.
• Consistently striving for continual personal growth in the 5-Point Wellness Model.

Brain Fuel

Your brain needs the same nutrients that every cell in your body needs. It needs macronutrients like fat, protein, carbohydrates, vitamins and minerals and ketones.

The brain also needs nutrients that are rarely considered such as water and oxygen. Some essential brain nutrients are more likely to be missing from the modern diet than others. Some of the behaviors that might be keeping your brain from getting all of the nutrition it needs include:

• Not consuming enough macronutrients carbohydrates, proteins, and fats.
• Not consuming enough of the right types of fat that your brain needs such as Omeg-3’s and Omega-6’s.
• Not consuming a well-balanced level of macronutrients and micronutrients that the brain requires.
• Consuming to many refined simple carbohydrates such as processed wheat, sugar, bread, breakfast cereals, processed foods etc.
• Inconsistent eating throughout the day which results in erratic blood sugar levels. Brain cells can’t store energy and require a steady stream of glucose. Brain cells cannot survive without it.
• Not maintaining proper levels of iron in one’s diet to ensure proper growth of blood hemoglobin.
• Consuming products such as illicit drugs, sodas and energy drinks, saturated fats, alcoholic beverages exceeding 2-drinks per week, and cigarettes.

Your brain health, often referred to as your cognitive health is determined by how well your brain can perform mental processes like remembering things, learning things, and spoken language. A healthy brain is just as important as a healthy body. Many of the things you do to keep your body healthy can also keep your brain healthy. Eat fruits, vegetables, and whole grains. A diet that includes lots of fruits, vegetables, and whole grains properly feed the brain with the needed glucose levels that your brain needs. Daily consumption of omega-3 fatty acids. The most common source of omega-3 fatty acids are fatty fish such as sardines, tuna, salmon, mackerel, krill, and herring. If you aren’t able to consume these types of fats in your diet because of the taste, supplementation is another excellent option. Daily consumption of omega-3 fatty acids keeps the brain well hydrated promoting the electrical impulses of the brain to fire smoothly. Omega-3 fatty acids contain two types of omega-3 fatty acids eicosapentaenoic acid (EPA) and docosahexaenoic acid (DHA), which are well known for their heart health, skin benefits, and brain function. Fish oil has an incredible impact on the brain, especially when it comes to decreasing mild memory loss and depression. These two fatty acids are components of cell membranes and have powerful anti-inflammatory functions within the body. They are also well known for their critical roles in human development at the cellular level.

Sleep Hygiene

According to the national sleep foundation, one of the most important aspects of psychological wellbeing is good sleep hygiene. Sleep hygiene is more than the quantity of sleep one gets. Good sleep hygiene incorporates the amount and quality of sleep. Sleep needs vary across ages and are especially impacted by lifestyle and health. Generally, 8-hours of good solid sleep time is for everyone. However, there are recommendations that can provide guidance on how much sleep you need. Other good sleep hygiene practices include:

• Regular exercise promotes good quality sleep. Studies have shown that good cardiovascular health promotes quality sleep. Even just 10-minutes of exercise per day increases the quality of sleep.
• Having a regular sleep cycle that coincides with the amount of natural light outside. Natural light has an impact on the amount of melatonin the body produces. Melatonin is a critical nutrient in order to fall and stay asleep.
• Ensure that you have the appropriate mattress and pillow that will keep you comfortable and supported to prevent joint and back pain.
• A “healthy” sex life can actually make it easier to fall asleep. The hormones that are released during sex boosts oxytocin. Oxytocin makes you feel connected to your partner and lowers cortisol (a stress-related hormone). Having consistent orgasms releases a hormone called prolactin, which makes one feel relaxed and sleepy.
• For many people, getting regular massages helps them relax. Massage therapy not only reduces pain and anxiety, but it also increases relaxation especially if received prior to bed time. Getting a massage in the evening or just prior to bed-time helps promote deep and restorative sleep.
• Periodic power naps lasting no more than 30-minutes per day. Substituting power naps for the use of caffeine is recommended, however, if caffeine is consumed, then avoid consuming it after 6-p.m..
• Listen to soothing music or Five Point Wellness sleep promoting sounds prior to going to sleep. Some of the products offered are even ones that have subliminal self-help incorporated in them.
• Having a well-balanced diet and augmenting with nutritional supplements may be a healthy option for many people that struggle with mild to moderate insomnia. Five Point Wellness offers several different kinds of supplements but the best one is called extra-strength zzz-sleep.
• Do an evaluation of your bedroom to determine the amount of artificial light and eliminate as many devices as possible.
• Avoid taking stimulants such as caffeine, nicotine, or non-drowsy allergy medicines 4-hours before your normal bed time.
• Avoid fatty, spicy, citrus foods and drinks 4-hours before bed time. For many people, these types of foods can cause heart burn or gastric discomfort which can result in difficulty falling or staying asleep.

Good Sleep improves concentration and Productivity generally. Sleep is important for various aspects of brain function. This includes cognition, concentration, productivity and performance. There have been many studies performed on the importance of sleep. The most well-known is the study performed on medical student interns that used to work 24-hours typically 4 to 5 days a week. In this study approximately 36% more serious medical errors occurred and approximately 70% more minor errors occurred. Simply by better scheduling the interns to get regular sleep the errors went down drastically. Other key studies have shown that poor sleep hygiene has similar negative impacts to the brain at the same degree of alcohol intoxication does. Conversely, good sleep hygiene has been shown to improve problem-solving skills and enhance memory performance of all ages.

Hormone balance

Psychological and emotional wellbeing is significantly impacted by our hormone levels. When our hormone levels are too high or too low then they will negatively affect our psychological and emotional wellbeing. The brain is negatively affected by out of balance hormones resulting in the number of important neurotransmitters being produced. Neurotransmitter imbalance leads to or exacerbates hormone imbalance creating a whole host of psychological and emotional problems such depression, anxiety, mood swings, low libido, and lack of energy, to name a few. Therefore, once you reach the age of 30 you should get annual blood tests to evaluate and measure your hormone levels. If you are experiencing negative symptoms before that, you should go in immediately to be have your hormones tested. The most common hormone imbalances that occur, but are usually easily fixed are as follows:

• Andropause: is known as male menopause. Andropause occurs as men grow older and their testosterone levels decline.
• Adrenal fatigue or adrenal insufficiency: Adrenal fatigue is a term applied to a collection of symptoms, such as body aches, fatigue, nervousness, insomnia, and digestive problems. If you have high cortisol levels in combination with any of the above listed symptoms, then you have a high probability of adrenal fatigue. The underlying cause of most adrenal fatigue is most commonly stress.
• Hypothyroidism: is characterized as having fatigue and weight gain. However, many other symptoms that are common with hypothyroidism is increased sensitivity to cold, constipation, dry skin, weight gain, puffy face, hoarseness, muscle weakness, elevated cholesterol levels, muscle aches and stiffness, heavy menstrual periods, thinning hair, slowed heart rate, depression, and brain fog.
• Hyperthyroidism: It can also cause a wide variety of signs and symptoms, including, sudden weight loss, sudden decreased or increased appetite, rapid heartbeat (tachycardia), nervousness, anxiety and irritability, tremor, sweating, sudden changes in menstrual patterns, increased sensitivity to heat, changes in bowel patterns, especially more frequent bowel movements, enlarged thyroid gland (goiter), fatigue, muscle weakness, insomnia, thin skin, fine or brittle hair.
• Polycystic ovarian syndrome: With PCOS, your reproductive hormones are out of balance. This can lead to problems with the ovaries in women, such as not having a monthly menses on time, or missing it entirely. They underlying cause of these is having increased androgens, decreased progesterone, and/or decreased insulin.
• Androgens: Often called “male” hormones, women have them, too. Those with PCOS tend to have higher levels, which can cause symptoms like hair loss, hair in places you don’t want it (such as on your face), and trouble getting pregnant.
• Insulin: This hormone manages your blood sugar. If you have PCOS, your body might not react to insulin the way that it should. This is often called insulin resistance.

• Progesterone:

  With PCOS, your body may not have enough of this hormone and can cause you to your periods for a long time, or to have periods that are hard to predict.

Common symptoms of polycystic ovarian syndrome include: unwanted hair growth on the face chin, breasts, stomach, or thumbs and toes. Hair loss on the head. Unusual weight gain. Acne and unusually oily skin, insomnia, chronic fatigue, frequent headaches, infertility, and abnormal and/or irregular menses. Many psychological problems occur because of improper hormone balance. Proteins are the essential components of muscle tissue, organs, blood, enzymes, antibodies, and neurotransmitters in the brain. Many neurotransmitters are regulated by hormones. When one’s hormones are out of balance then the the four major neurotransmitters that regulate mood such as Serotonin, Dopamine, GABA and Norepinephrine will be negatively impacted resulting in poor brain health.

Intimacy

For many adults, sexuality forms an integral and cherished part of their lives. Whether that sexuality is expressed with a partner can be a source of meaning and great pleasure in our lives.

According to the Canadian Mental Health Association, 20% of us will struggle with mental illness in our lifetimes. That means that even if you don’t struggle with mental illness yourself, it’s likely that mental illness will affect your life through someone you know or love, including those we may be sexually intimate with. Just because someone may struggle with mental illness or simply maybe out of balance mentally and emotionally doesn’t mean that they need to be embarrassed or give up on intimacy. Many people struggle far more than necessary because they don’t have the information, support, or lack the necessary ability to communicate with others of what they may need or what they are being challenged with.

Intimacy is a matter of mind and body. We often think of sex as something our bodies are doing, but a lot of our sex life takes place in our brains. It’s important to realize that, for all genders, our thoughts and feelings play a vital role in getting us turned on and keeping us that way.

Anxiety, depression, and an imbalanced mind and body can strongly affect arousal and can definitely ruin the mood sometimes. Anxiety and other related mental health struggles can make it hard to be relaxed enough to have or enjoy sex, overshadowing it with a host of worries or intrusive distractions. When we are unwell and struggling just to function, sex is rarely at the top of our mind. Even when sex is on the top of the mind and anxiety is the predominant emotion in someone, it can lead to premature orgasm in both men and women. A low dose of depression medication can resolve the premature orgasm problem in both men and women.

The struggle with mental and emotional imbalance in a variety of forms can hurt a person’s self-esteem and make them feel unworthy of sexual attention. For example, a person may have an unrealistic view of their own body and may actively seek to deny or discipline the body as a way of coping. In these cases, it’s important to be critical of the beauty norms we are shown by the media, step away from the practice of measuring or defining ourselves, and to seek to rediscover our love and appreciation for our bodies and our sexual selves.

Illicit and non-illicit substance use may put limitations or restrictions upon one’s sexual interest. Some drugs can affect your brain in ways that make you less able to feel pleasure from sex for periods of time after their use.

Illicit and non-illicit substance use can be a problem when it leads to sexual behaviors one may not feel proud of. Under the influence of drugs, you may do things that you regret, such as having sex with someone you wouldn’t have while sober, or doing things you normally might be uncomfortable with; such as being filmed or photographed during sex, or having sex in public spaces. These personal-boundary transgressions can lead to shame and loss of self-esteem and cause conflict in relationships.

Additionally, addiction or mental health problems like mania may be associated with intentionally seeking risky situations such as having unprotected sex with strangers or seeking ever escalating levels of violence, humiliation, and bodily harm (both in real life and in the pornography one is viewing). This can impact a person’s ability to find interest in having sex with their steady partner, because the sought-after thrill or risk is no longer present impacting the mind negatively.

The social stigma of mental illness and addiction can make finding partners difficult for some. It’s important that we work together as a society to promote inclusive and supportive measures and coping mechanisms to assist people in achieving the five-point wellness balance of intimacy.

Positive Relationships

Relationships are not only important for our general health and wellbeing, but they impact our psychological and emotional health. Healthy relationships promote us to be who we are. They nurture our minds, help us learn and grow, and psychologically become balanced. Positive relationships help us become better people. Healthy, relationships can reduce stress. By reducing stress it reduces inflammation in the body, and reducing inflammation has a positive impact on the brain.

Researchers have shown that people with healthy social relationships have a 50 percent greater likelihood of being successful in all aspects of their lives. But relationships are challenging sometimes exhausting at best. People with poor relationships are more likely to suffer from depression, and loneliness is powerful enough to weaken our immune system. Positive relationships whether social or intimate promote happiness and joy in our lives. They constitute a vital part of wellbeing. Psychologically and emotionally connecting can be scary, but it’s how we bond with one another. In adulthood, we often find that connection through intimate body-to-body contact, or sex.

A positive relationship makes you, a negative relationship breaks you, a challenging relationship refines you, and a one-sided relationship binds you. Some key steps of promoting positive relationships include:

• Accepting your past and embracing your present will inspire your future relationships.
• When you’re in a positive state you will easily get over what has happened, you will be able to handle the present, and the future won’t beat you.
• Six key elements to a great relationship are friendship, freedom, honesty, trust, understanding, and communication.
• The most positive relationships must have love, passion, and true respect.
• You can’t have a positive life with a negative attitude.
• One small positive thought can change or define your whole day. YOU choose!!
• Some of the greatest relationships are the ones you never saw coming.

In summary, positive relationships are vital to having good psychological and mental well-being. Positive relationships impact us in a host of different ways. When you have positive relationships in your life, it helps lead to having a higher self-confidence.

Self-Confidence

Self-confidence is the belief or trust in your abilities, qualities, good judgement, and continued learning from both failures and accomplishments. Self-confident people don't need to act tough or present as arrogant. Self-confident people are able to balance their confidence and humility that underscores their mental toughness. How is self-confidence achieved?

By putting your heart and soul into your daily passions you will be on the road to self-confidence; however, this alone doesn’t make one self-confident. When a person puts their heart and soul into their daily life, with purpose, and those purposes or goals are frequently achieved the individual will grow and be confident in their ability to produce the results they desire. The self-confident person doesn’t always achieve their goals because some goals are not achievable at the time they set out to accomplish them. Self-confident people that don’t achieve their goals at the desired time, aren’t ready to achieve them because they haven’t developed the ability to achieve them yet.

What sets them apart from others is the “don’t give up” mentality and knowing that they just need to develop the ability to later achieve the goal. They consistently apply the P&P principle. The persistence and pressure that self-confident people apply to themselves drives them to achieve successes. As the persistence and pressure on themselves continues as does the increase in their abilities. Often times, self-confident people even feed more off of the negative more because when someone tells them they can’t do it, then that negativity sparks the “can do attitude” in them.

Self-confident people will set out to achieve the goal as a personal self-challenge. In other words, self-confident positive people find the solutions to every problem and savor the new challenges that are presented during their quest to find the solutions. Being a self-confident individual helps us learn how to be independent thinkers.

Independent Thinking Everyone would like to be a mentally strong person, but mental resilience can be extremely hard to achieve when life gets on top of you. In order to be mentally strong, you must prevent yourself from getting carried away by emotions to the point where you can’t see logic. This involves dealing with difficult tasks one step at a time without getting overwhelmed, and also means balancing positive and negative thoughts in a way that advantages you not getting carried away with one side or the other.

There are many factors that encourage independent thought. High self-esteem however, is the single most distinguishing characteristic of any creative thinker and is often what propels individual thinking, performance, and success. The feeling that each individual has about themselves can be both limiting and inspiring. It’s essential to be self-aware. True self-awareness is defined as, “a conscious knowledge of one's own character, feelings, motives, desires, and perception both internally and externally”. Internally they are confident, independent, and possess the ability to shape others perception of them.

Self-awareness needs one to slow down and observe without a motive, whereby the mind becomes quieter, the noise decreases, ability to appreciate nuances and detail increases goes up which makes it so that we are able to enjoy a lot out of much less. Not many people are ready to believe this is productive.

To a mind that is quieted, not 'seeking' something almost in a meditative state many beautiful nuances are revealed. Whereas a fast, noisier mind needs a more 'gross/loud' structure of music to even perceive it. We live in a world where going faster, shifting gears, achieving the max in the minimum time is seen as the secret to success and hence to happiness. Self-aware people are people who have taken the time to realize going slower is actually more productive. They still seem to accomplish a lot. To a mind in a hurry, in competition, chasing something, this might seem a waste of time, meaningless and boring. Expecting self-awareness here is impossible.

Things that need to occur in order for one to become self-aware include:

• Learn to accept yourself the way you are now and envision what you need and want for the future.
• Learn how to educate yourself and not totally rely on others to teach you how to learn.
• Learn how to focus on the process and not simply the goal.
• Learn to be flexible and malleable (i.e. moldable)
• Learn how to manage time and to not let time manage you.
• Learn to have a passion and curiosity of learning.
• Learn how to be Internally satisfied yet always hungry for learning.
• Learn and be open to learning your weaknesses and strengths.
• Learn how to become resourceful.
• Learn to have the attitude of, “I haven’t learned that yet but but I will”.
• Learn how to tap into your creative self.

In summary, self-awareness can be acquired through education, training, and applying the P&P principle. P&P is persistence and pressure. The more pressure you put on yourself to always learn, approach life as a journey instead of a race, quiet your mind, you will become more self-aware. Once you are more self-aware then you will become more of an independent thinker. When you are an independent thinker you are able to focus and become more goal oriented. When we are goal oriented our minds are able to be more balanced.

Staying focused and goal oriented

Staying focused on our goals often can be challenging. Life throws many obstacles in our path that can derail our ability to stay focused and goal oriented. Therefore, learning how execute this is not only a skill but is also an art. As we design our lives, much like a sculptor crafts a piece of art, we need to have a vision, but also have the ability to break that vision down into smaller steps in order to achieve the goals. The first step of staying focused is learning how to visualize yourself being successful. As you calm your mind and learn how to visualize yourself being successful you will learn how to meditate. As you meditate or ponder on your goals you need to write those goals down to help you remember them. A good strategy for goal setting maybe setting up a vision board. Once you have your vision board you can then write down the mile stones. Mile stones are different achievables, in other words, key steps that you will need to achieve along the way. The next step is to break down the achievables in to daily, weekly, and monthly tasks. Working off of a to-do list will assist you in staying focused. A to-do list works like a recipe. A key thing to note however, some tasks will be more desirable to work on than others and often jumping ahead on a task you would rather work on maybe actually set you back. Therefore, make sure you follow the tasks in the most logical order to achieve your goals in the most time efficient and effective manner possible.

As we stay goal oriented, stop and enjoy the learning process then our purpose in life will be revealed.

Find your purpose

Researchers in many disciplines of science have studied how long-term, meaningful goals develop over the span of our lives. The goals that foster a sense of purpose are ones that can potentially change the lives of other people, like launching an organization, researching disease, or teaching kids to read. Within us, there is an ever lingering sense of purpose that drives us as humans appears to have evolved over time. We as humans have learned that we can accomplish big things together which may be why it’s associated with better physical and mental health. Purpose is adaptive, in an evolutionary sense. It helps both individuals and the species to survive.

Many seem to believe that purpose arises from your special gifts and sets us apart from other people but that’s only part of the truth. It also grows from our connection to others, which is why a crisis of purpose is often a symptom of isolation. Once you find your path, you’ll almost certainly find others traveling along with you, hoping to reach the same destination as a community.

There are many things that we can do to help us find our purpose in life; however, we at Five-Point Wellness, believe there are 6-key things that need to be done on a daily basis. These five things consist of; “Staying positive, stay fighting, stay ambitious, stay focused, stay strong.”

Summary

The Five Point Wellness approach to Psychological/Mental toughness is the neurological self-programing of ethical principles that are encoded in one’s mind in order to think critically, problem solve efficiently, and continuously strive to be the best person they can be. Neurological self-programming starts with the, “Know Thy Self Concept”, also known as the eudemonic psychological optimization approach. Eudemonic psychological optimization focuses on the meaning of self-realization. As one applies the principles outlined in the Five Point Wellness plan, the closer you will be to self-realization.

Financial Health

Summary

The fourth point of 5-Point Wellness is Financial Health and Well-being. Financial wellness is a way of life that incorporates the necessary mindset and actions that motivates one to take the vital steps to persistently work hard and be innovative in becoming financially self-reliant.

Full Detail

Financial well-being is defined as having financial security and freedom of choice, in the present and in the future. Financial Self-Reliance is the process of leveraging ones physical, mental, social and emotional abilities in order to consistently win, thus enabling one to live life on their own terms resulting in payday, every day. Financial wellness starts with physically being well. When we are physically well it helps promote optimization of the mind. When the mind is optimized, the result is a higher mindset that leads to a desire to want to win, and win all the time. When this desire is consistent it results in taking the organized steps to achieve the winning state.

Successful people are willing to cross the line that others aren’t. When an individual consistently wins in business it can be measured by the amount of income that is generated. However, when an individual or business focuses solely on the finances and not on the winning, the focus is lost and winning will fall by the wayside and so will the income. Financial health and wellness is a five-point formula comprised of diversified income generation, budgeting, debt elimination, saving, and retirement planning.

Diversified Income Generation: Most successful people are able to generate income from more than one source. We often hear about the importance of diversifying our investments, but diversifying our income streams is just as important. There are 5-Key types of income streams that are comprised of the following:

• Innovative income streams: Finding ways to invest the least amount money that will result in the maximum return in an efficient amount of time.
• Flexible income streams: The ideal source of extra income will allow you to call the shots when it comes to your time. Particularly if you have a full-time job, the last thing you want is being tied down to working a set number of hours each week at a second job.
• Sustainable income streams: The ideal extra income source will continue to generate cash even when you’re not working at it. The goal is to build something that can eventually function without you.
• Scalable income streams: Look for income sources that have at least the possibility of generating substantial amounts of income.
• Enjoyable income streams: Generating additional sources of income is a lot of work, so you might as well enjoy what you’re doing.

Budgeting: For most people budgeting their money is often seen as a cumbersome and time consuming task. At first, budgeting does take a fair amount of time but once you do it and follow the budget it becomes a habit. Developing the disciplined habit of budgeting is also a 5-step process. (MedPi)

• Monitor your expenses for one month.
• Evaluate where expenses can be minimized or cut. (cut down mindless spending)
• Discipline yourself to live within a realistic budget. Warren Buffet said, “if you can’t control your emotions you can’t control your money”.
• Plan for unexpected expenses. Only use credit for unexpected expenses and to build points or get cashback.
• Identify where the surplus funds can go in diversifying our income. (Act like an entrepreneur in generating income and avoiding interruptions in paid work)

Debt elimination: When living far beyond your financial means it makes you feel anxious. When you feel anxious your quality of life decreases and your mindset is not focused on winning or even debt elimination. Debt elimination is also a 5-step plan that is comprised of the following (PIPNI):

• Prioritize your debts in descending order (i.e. highest to lowest). Prioritization should be based on the highest debt and/or highest interest rate.
• Identify your gross starting budget. You calculate your gross starting budget after taxes by subtracting your rent/mortgage payment from this amount along with other monthly expenses. This identifies the gross starting budget in which you need to live within.
• Plan how to pay more toward the higher interest bearing debts to eliminate those faster.
• Negotiate: If your debts are so high and it is impossible to pay them off with your current budget, then begin contacting the lenders to negotiate “offer in compromises”. Lenders usually will agree to a lower percentage of the total debt owning in lieu of filing bankruptcy and not recouping any of the owed income.
• Implement and follow through in being disciplined in eliminating your debt. Live life as if failure is not an option.

Saving: 70% of Americans live paycheck to paycheck. With no margin, every unplanned expense becomes a crisis. Once the steps of diversified income generation, budgeting, and debt elimination are achieved then a considerable more amount of your income can be set aside in an interest bearing savings account, 401K, CD, IRA, Gold IRA, real estate, or low risk money market account. The following steps need to be followed:

• Pay yourself first before all your lenders. If you are in debt to the point that you can’t do this currently, then this must be your goal to achieve as quickly as possible. The amount of money may vary from month to month because of your monthly variable expenses but remember to pay yourself first.

• Save money on your basic needs. Always look for the best deals on basic needs items. Basic needs consist of but are not limited to: food, dietary supplements, toiletries, medical expenses, medicines, transportation, housing, clothing, gasoline, communication devices, etc.

  Educate yourself on basic need products so that you can get the products that you like at the best possible price. A good example is pain medication. People often just buy the name brand Advil or Tylenol not fully knowing what they are. Marketers and companies are creative in maximizing their profits off of uneducated consumers. Advil sells for at an average price of $13.99 where ibuprofen (i.e. the generic version) is only $7.49 on average savings of approximately $6.00. Always be on the hunt for the best deal. However, don’t just buy because it is a good deal. Be conservative.

• Save extra money and set aside an emergency fund. One constant in life is change and unexpected expenditures. By having an emergency fund available it will help minimize stress knowing you are prepared for whatever life throws at you.
• Be disciplined in the above steps and begin to set money aside and/or reinvest it to reach your goals.
• Find interest bearing accounts and/or reward programs that can be obtained in order to maximize your investments and reward perks. Put your money in credit union interest bearing accounts, gas station rewards cards, credit card companies, cashback accounts etc. These programs often require nothing of you to enjoy the interest or perks that are given to you.

Retirement Planning: Most people don't save for retirement until it's too late. Retirement planning should start as soon as you enter into the work force. If you are one of the millions that hasn’t started retirement planning, then begin now. There are key things to retirement planning that are outlined below.

• Evaluate your current health and identify areas you can improve to ensure the longest working period possible. Statistics show that people that stay active tend to live longer and have more productive lives.
• Set a retirement age goal. Historically people have planned on retiring at age 65; however, with the ability to improve your longevity you can set a goal to retire at age 70.
• Set a realistic retirement financial goal. Use a financial calculator to your realistic retirement financial goals.
• Down size your debts if you haven’t already. Utilize the 5-point strategy outlined in section three above (debt elimination).
• Define what your retirement budget will be and the amount you plan to withdraw each month.

By implementing and being disciplined in following the key points with in the 5-Points of financial wellness you will improve your overall quality of life and health and wellbeing.

Emotional/Spiritual Health

Summary

The fifth important point of 5-Point Wellness is Emotional and Spiritual wellbeing. Spirituality is the pure potential energy within all intelligences allowing maximum enlightenment to be achieved. Once enlightenment is achieved, your spirit is harmonized and the energy is converted into kinetic energy and communicated as truth, light, love, wisdom, power, and joy.

Full Detail

Emotions are the natural and instinctive state of mind that come about from one's life’s circumstances, relationships with others, and body chemistry.

Spirituality and emotions are symbiotic, meaning they both impact each other positively or negatively. When one’s emotions are composed, then the ability to achieve enlightenment is much higher. When one’s spirituality is in a positive state, then emotions will also be in a positive state.

Spiritual and emotional balance can only be achieved through key activities which include but are not limited to: visualization, education, application, and loving others. If you want to increase the likelihood of becoming spiritually and emotionally balanced, visualization is where it all begins. By having the ability to visualize being enlightened, you will need to do a few important things. When you visualize your successes It teaches your brain to recognize what resources it will need to help you succeed in reaching emotional and spiritual balance. Each time you become balanced it will promote positive thinking which in turn will motivated you to strive to be the best that you can be.

Visualization to gain insight:

• Man becomes what he thinks about
• Whatever the mind of man can conceive, it can achieve.
• Everyday close your eyes and visualize how you would live when you are in complete harmony.
• Wealth is a mindset. Spirituality is a mindset.
• We need to believe that there is something more powerful than us that is going to help you get there. Jay Whiting.
• The healing won’t occur until you shift your attention from being sick to being well.
• The human mind is the biggest factor in the healing arts than anything else.
• As long as you have your mind then you can put things back together again.
• Mankind becomes what he thinks about.
• To enjoy good health, to bring true happiness to one's family, to bring peace to all, one must first discipline and control one's own mind. If a man can control his mind he can find the way to Enlightenment, and all wisdom and virtue will naturally come to him. Buddha

Education to gain understanding: Education gives us a knowledge of the world around us and helps provide the confidence to make changes for the better. Knowledge helps us develop a different way of looking at life from a variety of perspectives. It helps us build opinions and points of view to challenge ourselves and others. The more we gain understanding the smarter we become, and gives us the ability to improve ourselves and act wisely.

• in the work to be smarter.
• Education is the key to unlock the golden door of freedom.
• It’s not just learning that’s important. It’s learning what to do with what you learn and learning why learn things that matters.
• Education is the most powerful weapon which you can use to change the world.
• The value of a college education is not the learning of many facts but the training of the mind to think. Albert Einstein.
• The function of education is to teach one to think intensively and to think critically. Intelligence plus character - that is the goal of true education. Martin Luther King, Jr.

Ethical application of knowledge makes you wise: Wisdom is the ethical application of knowledge.

• The outside self can’t contradict the inner self.
• When you have inspired thought you need to trust and act on it.
• If your actions don’t match your beliefs, then nothing will happen.
• We are creators of our own universe. Those things that we think and verbalize will be manifest.
• A disease cannot live in a body that is in a healthy state.
• Energy flows where attention goes.
• If you believe it, you can see it, then you can act for it.
• You are the designer of your destiny.

Love: To love and be loved is loved is a primary human emotional need. However, love is more than an emotion, it is a verb in the English language which implies that it requires action. You need to love yourself before you can effectively love others. It all starts with self-talk. Positive self-talk is the key to starting to love yourself. We live in a Universe that is full of laws and we are bound by these laws. Everything in our lives at this moment we have attracted through positive self-talk.

• As you love yourself, then you will love others.
• The outside self can’t contradict the inner self.
• In order for relationships to work then you need to focus on the person’s positivity.
• There is only one happiness in this life, to love and to be loved. George Sand.
• Success is no accident. It is hard work, perseverance, learning, studying, sacrifice and most of all, love of what you are doing or learning to do. Pele
• Darkness cannot drive out darkness; only light can do that. Hate cannot drive out hate; only love can do that. Martin Luther King, Jr.
• The most important thing in the world is family and love. John Wooden.
• The most important thing a father can do for his children is to love their mother. Theodore Hesburgh
• Success is not the key to happiness. Happiness is the key to success. If you love what you are doing, you will be successful. Albert Schweitzer
• Nothing can bring a real sense of security in one’s self except true love of others and love of ones-self.
• Spread love everywhere you go. Let no one ever come to you without leaving happier. Mother Teresa
• Kindness in words creates confidence. Kindness in thinking creates profoundness. Kindness in giving creates love. Lao Tzu
Inner happiness and love of one’s self is the fuel of success.

In summary, Spirituality is the pure potential energy within all intelligences allowing maximum enlightenment to be achieved. Once enlightenment is achieved, your spirit is harmonized and the energy is converted into kinetic energy and communicated as truth, light, love, wisdom, power, and joy. Spirituality is also a belief system that guides the welfare of oneself that can and must be shared with society. It eradicates sources of unhappiness and maliciousness. Happiness, true happiness, is an inner quality. It is a state of mind. If your mind is at peace, you are happy. If your mind is at peace, but you have nothing else, you can be happy. If you have everything the world can give - pleasure, possessions, power - but lack peace of mind, you can never be happy.

Spiritual and emotional balance can only be achieved through key activities which include but are not limited to: visualization, education, application, and loving others. We were born to add value to this world. Tapping into our spirituality and sharing it with other people will not only add value to this world but to the universe. Adding value to this world will bring abundance not only to you but to others. When this occurs, you will be in spiritual and emotional balance. Those willing to bear one another’s burdens, that they may make them lighter; to help those that are in need, and comfort those that are in need will be lifted up emotionally and spiritually.

You were born to add value to this world. Tapping into your spiritual bliss and sharing it with other people will not only add value to this world but to the universe. Adding value to this world will bring abundance not only to you but to others. When this occurs, you will be in spiritual and emotional balance. The innate desire to be connected to the something larger than ourselves.